Is river floodwater dangerous to touch?
Yes. Floodwater from a river or creek is contaminated and should be treated as Category 3 water. Keep children and pets out of it, and avoid skin contact with silt.
River and creek water picks up sewage, fuel, chemicals and debris from every mile it crosses before it reaches a basement. The silt it leaves is a mix of mud and whatever washed in with it, and it can stay wet for days. Treat anything touched by that water as contaminated, including furniture, bedding and tools.
Wear waterproof gloves and boots if you must be in the room, and wash skin that touches the water with soap and clean water. Do not try to pump the basement with a household pump that will be left in the silt.
How long do you have before mold becomes a problem?
EPA guidance says to dry water-damaged areas and items within 24 to 48 hours to prevent mold. Drying fast limits the problem, but it does not make mold impossible.
Mold grows where moisture stays in porous materials, so the time the water sits matters more than the depth. Drywall, carpet pad and wood framing are the materials that hold water longest. Once they are wet, the crew's goal is to remove what cannot be dried and get airflow through what can.
Ohio does not license mold remediation the way some states do. Ask any company which standard it follows, such as ANSI/IICRC S520 or EPA mold guidance, and what it will do if mold is found.
Will my insurance pay for flood cleanup?
A standard homeowners policy generally does not cover flood from rivers or creeks. Flood is usually a separate policy, through the National Flood Insurance Program or a private insurer.
Coverage is decided by your insurer under your own policy, not by the cleanup crew. Sewer and drain backup is also typically excluded unless an endorsement is added. Check your policy, and ask your agent before the work starts.
Take photos before anything is moved, and call your insurer early. The crew can give you moisture readings and photos for your claim. If you have a dispute with an insurer, the Ohio Department of Insurance takes consumer complaints at 800-686-1526.
What makes the cleanup bigger or smaller?
The size of the wet area, the water category, the materials involved, how long the water sat and whether mold is already present all move the job. The emergency-stage price is explained and approved before work begins, and repairs are quoted after drying.
A basement with finished drywall and carpet takes longer than an unfinished one with concrete floors. Flood cuts, carpet removal and subfloor replacement add to the job, and access matters too: a basement reached only by narrow stairs, or a crawl space with little headroom, slows the crew down.
Older houses can add work. Plaster walls, original hardwood and cabinetry that cannot be pulled out cleanly all take longer to dry or to repair. Nobody can price this honestly over the phone, so the price is confirmed on site before any work begins.
Why does the Scioto still matter to Franklinton?
In March 1913 the Scioto broke the levee on the west side and flooded Franklinton, the hardest-hit area. The Franklinton Floodwall was built after that flood, and parts of it still need patch repairs.
Water ran nine to seventeen feet deep through the neighborhoods, and about one hundred people died in Columbus. The flood is the reason Franklinton is called the Bottoms, and it still shapes how the area is built and defended. Mapped floodplain runs along the creek here, so flood risk is not a thing of the past.
Check your own address on FEMA's Flood Map Service Center rather than assuming your street is safe or unsafe. The USGS gauges the Scioto at Columbus, and the National Weather Service issues flood warnings from it. Read the Franklinton area page for what applies there.